$28 / month
Level term life for a modest sum assured over 15 years.
- Lump-sum death benefit
- Named beneficiaries
- Annual wording review
- Standard exclusions listed
Pricing
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Pricing You Can Compare Before You Commit
Monthly figures below are examples for a healthy adult household or a small firm with ordinary risk. Your quote changes with age, sums assured, excess, claims history, and the declarations you make. Nothing on this page is an offer of cover.
A Butlington summary always reprints the excess, the waiting period, and three exclusions next to the price. If those lines are missing, the quote is not finished.
Life cover examples
$46 / month
Higher sum assured plus a serious-illness acceleration option.
- Everything in Essential
- Serious illness discussion
- Income-gap worksheet
- Mid-term family updates
$72 / month
Life plus income protection sized to a household budget.
- Everything in Advantage
- Income replacement design
- Waiting-period choices
- Claim rehearsal checklist
Compare Lines at a Glance
| Line of cover | Essential from | Advantage from | Premier from | What changes the price most |
|---|---|---|---|---|
| Health | $39 / month | $68 / month | $104 / month | Hospital list, excess, outpatient cap |
| Home | $22 / month | $37 / month | $58 / month | Rebuild cost, contents, accidental damage |
| Car | $31 / month | $49 / month | $76 / month | Vehicle value, drivers, excess, repair option |
| Bike | $14 / month | $24 / month | $36 / month | Engine size, security, accessories |
| Travel | $18 / trip | $34 / trip | $52 / trip | Duration, activities, medical limit |
| Business | $45 / month | $89 / month | $140 / month | Turnover, liability limit, interruption days |
Excess
The part you pay on a claim. A higher excess usually lowers the premium and should still be an amount you can pay in a normal month.
Waiting period
Time that must pass before a benefit, especially on health or income cover, can be claimed. We print it beside the price.
Sum assured
The maximum the schedule is built to pay. Bigger is not automatically better if the premium crowds out the rest of the budget.
Make it personal
Tell Us Which Illustration to Rework
Choose a line of cover and describe the people or property involved. We reply with a fresh illustration, not a copy of the table above.